Best FHA lenders in Union County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 11,871 FHA home-purchase decisions in Union County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Union County, lenders approved 84.6% — 5 points below the 89% all-buyer average in the county.
Top lenders for FHA buyers in Union County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nj Lenders Corp Little Falls, NJ | 93.5% | 246 | 16 | +0.85 pp |
| Nationwide Mortgage Bankers, Inc. Melville, NY | 92.5% | 253 | 19 | +1.40 pp |
| Paramount Residential Mortgage Corona, CA | 89.6% | 710 | 74 | +1.12 pp |
| Cmg Mortgage Inc San Ramon, IL | 91.5% | 201 | 17 | +0.86 pp |
| Mlb Residential Lending, Llc Springfield, NJ | 89.6% | 433 | 45 | +1.34 pp |
| Finance Of America Mortgage Llc Horsham, PA | 89.8% | 283 | 29 | +0.82 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 88.8% | 429 | 48 | +1.04 pp |
| Fairway Independent Mort Corp Madison, WI | 89.7% | 203 | 21 | +1.01 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 87.8% | 403 | 49 | +0.93 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 88.1% | 352 | 42 | +1.11 pp |
| First Alliance Home Mortgage, Llc Cranford, NJ | 87.5% | 327 | 41 | +1.34 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 87.6% | 234 | 29 | +1.00 pp |
| Sun West Mortgage Company, Inc Cerritos, CA | 85.5% | 297 | 43 | +1.26 pp |
| Guaranteed Rate, Inc. Chicago, IL | 85.9% | 234 | 33 | +0.83 pp |
| Panorama Mortgage Group, Llc Las Vegas, NV | 85.0% | 306 | 46 | +1.32 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Union County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →