Best jumbo mortgage lenders in Union County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 2,382 jumbo home-purchase decisions in Union County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Union County, lenders approved 94.5% — 5 points above the 89% all-buyer average in the county.
Top lenders for jumbo buyers in Union County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Citibank, Na New York, NY | 98.7% | 152 | 2 | -0.67 pp |
| Guaranteed Rate Affinity, Llc Chicago, IL | 99.0% | 98 | 1 | -0.07 pp |
| Bank Of America Na Westlake Village, CA | 97.0% | 231 | 7 | -0.50 pp |
| Wells Fargo Bank Na Minneapolis, MN | 96.1% | 434 | 17 | -0.45 pp |
| Guaranteed Rate, Inc. Chicago, IL | 98.1% | 108 | 2 | -0.10 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 98.5% | 68 | 1 | -0.47 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 95.7% | 211 | 9 | -0.26 pp |
| First Republic Bank San Francisco, CA | 100.0% | 41 | 0 | -0.64 pp |
| Santander Bank N.a. New York, NY | 100.0% | 31 | 0 | +0.21 pp |
| Loandepot.com Llc Irvine, CA | 96.7% | 30 | 1 | -0.15 pp |
| Webster Bank, N.a. Stamford, CT | 94.6% | 37 | 2 | -0.07 pp |
| Nj Lenders Corp Little Falls, NJ | 96.4% | 28 | 1 | -0.12 pp |
| Td Bank Mount Laurel, NJ | 88.9% | 99 | 11 | -0.05 pp |
| Us Bank, N.a. Cincinnati, OH | 89.6% | 77 | 8 | -0.31 pp |
| Investors Bank Iselin, NJ | 92.1% | 38 | 3 | -0.17 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Union County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →