Best FHA lenders in Middlesex County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 11,229 FHA home-purchase decisions in Middlesex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Middlesex County, lenders approved 85.9% — 3 points below the 89% all-buyer average in the county.
Top lenders for FHA buyers in Middlesex County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Crosscountry Mortgage, Llc Cleveland, OH | 94.9% | 505 | 26 | +0.97 pp |
| Paramount Residential Mortgage Corona, CA | 92.4% | 472 | 36 | +1.14 pp |
| Mlb Residential Lending, Llc Springfield, NJ | 93.3% | 239 | 16 | +1.32 pp |
| Nj Lenders Corp Little Falls, NJ | 93.4% | 213 | 14 | +0.84 pp |
| Absolute Home Mortgage Fairfield, NJ | 91.9% | 248 | 20 | +0.93 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 91.0% | 387 | 35 | +1.14 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 91.7% | 242 | 20 | +0.87 pp |
| Nations Lending Corporation Independence, OH | 91.9% | 198 | 16 | +1.22 pp |
| Gateway First Bank Jenks, OK | 92.0% | 163 | 13 | +1.15 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 90.1% | 355 | 35 | +1.10 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 89.2% | 352 | 38 | +1.04 pp |
| Home Point Financial Corporation Ann Arbor, MI | 90.1% | 223 | 22 | +0.95 pp |
| First Alliance Home Mortgage, Llc Cranford, NJ | 90.1% | 192 | 19 | +1.12 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 86.5% | 289 | 39 | +0.93 pp |
| Movement Mortgage, Llc Indian Land, SC | 86.6% | 201 | 27 | +0.97 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Middlesex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →