Best FHA lenders in Cape May County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 1,301 FHA home-purchase decisions in Cape May County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Cape May County, lenders approved 85.4% — 7 points below the 92% all-buyer average in the county.
Top lenders for FHA buyers in Cape May County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Caliber Home Loans, Inc. Fort Washington, PA | 92.2% | 192 | 15 | +1.20 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 95.5% | 44 | 2 | +1.01 pp |
| Home Point Financial Corporation Ann Arbor, MI | 92.8% | 69 | 5 | +0.84 pp |
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 95.0% | 40 | 2 | +1.10 pp |
| Draper And Kramer Mortgage Corp. Downers Grove, IL | 93.8% | 32 | 2 | +0.86 pp |
| Ark-la-tex Financial Services Llc Plano, TX | 91.7% | 36 | 3 | +1.71 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 86.8% | 76 | 10 | +1.03 pp |
| Lakeview Loan Servicing, Llc Coral Gables, FL | 90.9% | 33 | 3 | +0.89 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 84.1% | 44 | 7 | +0.94 pp |
| Republic First Bank Philadelphia, PA | 81.0% | 63 | 12 | +1.08 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 82.8% | 29 | 5 | +1.43 pp |
| Citizens Bank, Na Providence, RI | 82.8% | 29 | 5 | +0.67 pp |
| Rocket Mortgage Detroit, MI | 73.7% | 76 | 20 | +0.92 pp |
| Carrington Mortgage Services Llc Orange, CA | 77.4% | 31 | 7 | +1.77 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Cape May County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →