Best FHA lenders in Monmouth County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 6,558 FHA home-purchase decisions in Monmouth County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Monmouth County, lenders approved 86.1% — 5 points below the 91% all-buyer average in the county.
Top lenders for FHA buyers in Monmouth County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Crosscountry Mortgage, Llc Cleveland, OH | 95.2% | 416 | 20 | +1.07 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 92.7% | 219 | 16 | +1.04 pp |
| Paramount Residential Mortgage Corona, CA | 93.8% | 128 | 8 | +1.08 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 89.6% | 809 | 84 | +0.94 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 90.4% | 198 | 19 | +1.02 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 89.9% | 237 | 24 | +1.16 pp |
| Nj Lenders Corp Little Falls, NJ | 90.8% | 153 | 14 | +0.78 pp |
| Absolute Home Mortgage Fairfield, NJ | 91.5% | 106 | 9 | +0.87 pp |
| American Financial Network, Inc. Brea, CA | 90.4% | 135 | 13 | +1.34 pp |
| Guaranteed Rate, Inc. Chicago, IL | 91.2% | 80 | 7 | +0.82 pp |
| Fairway Independent Mort Corp Madison, WI | 88.1% | 143 | 17 | +1.03 pp |
| Greenway Mortgage Funding Corp. Middletown, NJ | 89.3% | 75 | 8 | +1.04 pp |
| Family First Funding Llc Toms River, NJ | 85.8% | 204 | 29 | +1.29 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 86.0% | 93 | 13 | +0.86 pp |
| Weichert Financial Services Morris Plains, NJ | 86.0% | 86 | 12 | +1.09 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Monmouth County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →