Best FHA lenders in Hudson County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 4,645 FHA home-purchase decisions in Hudson County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Hudson County, lenders approved 82.0% — 6 points below the 88% all-buyer average in the county.
Top lenders for FHA buyers in Hudson County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nationwide Mortgage Bankers, Inc. Melville, NY | 96.9% | 97 | 3 | +1.21 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 92.5% | 401 | 30 | +1.01 pp |
| First Alliance Home Mortgage, Llc Cranford, NJ | 90.5% | 189 | 18 | +1.17 pp |
| Nations Lending Corporation Independence, OH | 93.7% | 63 | 4 | +0.90 pp |
| Nj Lenders Corp Little Falls, NJ | 88.7% | 195 | 22 | +0.86 pp |
| Guaranteed Rate, Inc. Chicago, IL | 89.7% | 126 | 13 | +0.67 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 90.9% | 88 | 8 | +0.68 pp |
| Bond Street Mortgage, Llc Paramus, NJ | 90.4% | 73 | 7 | +0.67 pp |
| Absolute Home Mortgage Fairfield, NJ | 89.7% | 78 | 8 | +0.85 pp |
| Paramount Residential Mortgage Corona, CA | 87.2% | 125 | 16 | +0.85 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 86.8% | 129 | 17 | +0.93 pp |
| American Financial Network, Inc. Brea, CA | 89.4% | 66 | 7 | +1.24 pp |
| Loandepot.com Llc Irvine, CA | 82.2% | 163 | 29 | +0.96 pp |
| Northpointe Bank Grand Rapids, MI | 83.1% | 118 | 20 | +0.84 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 83.7% | 92 | 15 | +0.83 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Hudson County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →