New Jersey · Home purchase

Best FHA lenders in Salem County, NJ

FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 2,437 FHA home-purchase decisions in Salem County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Fha approval
87.3%
2,128 of 2,437
Denial rate
12.7%
309 denied
Decisions
2,437
2018–2025

For FHA buyers in Salem County, lenders approved 87.3%.

Top lenders for FHA buyers in Salem County

Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
97.5%2757+1.13 pp
Nfm, Inc
Linthicum, MD
95.8%1195+1.05 pp
Crosscountry Mortgage, Llc
Cleveland, OH
95.3%1276+1.13 pp
Nation One Mortgage Corporatio
Marlton, NJ
92.9%15511+1.17 pp
Trident Mortgage Company Lp
Devon, PA
94.7%573+1.38 pp
Gateway First Bank
Jenks, OK
90.8%10910+1.11 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
89.7%11712+1.19 pp
Finance Of America Mortgage Llc
Horsham, PA
89.5%11412+1.10 pp
Prosperity Home Mortgage, Llc
Chantilly, VA
87.8%9011+0.79 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
85.5%7611+1.16 pp
American Financial Network, Inc.
Brea, CA
88.1%425+1.29 pp
Emm Loans Llc
Cherry Hill, NJ
90.0%303+1.04 pp
Guaranteed Rate, Inc.
Chicago, IL
84.3%518+0.97 pp
Absolute Home Mortgage
Fairfield, NJ
84.4%457+1.13 pp
United Wholesale Mortgage
Pontiac, MI
86.7%304+0.94 pp

Why FHA buyers were denied here

Debt-to-income ratio36% of denialsCredit history24% of denialsOther20% of denialsCollateral (value/type)17% of denialsInsufficient cash to close13% of denials

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Other buyer situations in Salem County

Best VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest manufactured-home lenders

Best FHA lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Salem County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →