Best FHA lenders in Cumberland County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 5,715 FHA home-purchase decisions in Cumberland County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Cumberland County, lenders approved 90.0% — 4 points above the 86% all-buyer average in the county.
Top lenders for FHA buyers in Cumberland County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nation One Mortgage Corporatio Marlton, NJ | 96.4% | 777 | 28 | +0.98 pp |
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.1% | 314 | 9 | +1.11 pp |
| Finance Of America Mortgage Llc Horsham, PA | 92.3% | 1,149 | 88 | +1.01 pp |
| Gateway First Bank Jenks, OK | 92.8% | 654 | 47 | +1.18 pp |
| Movement Mortgage, Llc Indian Land, SC | 93.7% | 143 | 9 | +1.28 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 93.8% | 130 | 8 | +1.37 pp |
| American Financial Network, Inc. Brea, CA | 93.9% | 98 | 6 | +1.37 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 92.8% | 125 | 9 | +1.27 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 91.8% | 147 | 12 | +1.33 pp |
| Trident Mortgage Company Lp Devon, PA | 93.9% | 66 | 4 | +1.33 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 92.2% | 103 | 8 | +0.83 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 93.3% | 75 | 5 | +1.08 pp |
| Nfm, Inc Linthicum, MD | 91.6% | 83 | 7 | +0.94 pp |
| Absolute Home Mortgage Fairfield, NJ | 92.7% | 55 | 4 | +1.10 pp |
| Cardinal Financial Company, Li Charlotte, NC | 86.0% | 293 | 41 | +1.27 pp |
Why FHA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Cumberland County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →