Best FHA lenders in Warren County, NJ
FHA loans let buyers put down as little as 3.5% with more flexible credit — but not every lender welcomes them equally. Based on 3,179 FHA home-purchase decisions in Warren County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For FHA buyers in Warren County, lenders approved 83.8% — 5 points below the 89% all-buyer average in the county.
Top lenders for FHA buyers in Warren County
Lenders with 25+ FHA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Absolute Home Mortgage Fairfield, NJ | 93.9% | 180 | 11 | +1.26 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 93.5% | 123 | 8 | +1.26 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 91.8% | 134 | 11 | +1.07 pp |
| Nj Lenders Corp Little Falls, NJ | 90.5% | 74 | 7 | +0.84 pp |
| Guaranteed Rate, Inc. Chicago, IL | 88.4% | 121 | 14 | +0.86 pp |
| Paramount Residential Mortgage Corona, CA | 92.0% | 50 | 4 | +1.02 pp |
| Movement Mortgage, Llc Indian Land, SC | 87.2% | 156 | 20 | +1.20 pp |
| Weichert Financial Services Morris Plains, NJ | 87.7% | 65 | 8 | +1.36 pp |
| Loandepot.com Llc Irvine, CA | 85.7% | 84 | 12 | +1.12 pp |
| Finance Of America Mortgage Llc Horsham, PA | 85.5% | 55 | 8 | +0.89 pp |
| United Wholesale Mortgage Pontiac, MI | 82.2% | 101 | 18 | +0.69 pp |
| Cardinal Financial Company, Li Charlotte, NC | 83.3% | 72 | 12 | +1.13 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 85.4% | 41 | 6 | +1.10 pp |
| Family First Funding Llc Toms River, NJ | 78.5% | 93 | 20 | +1.47 pp |
| Gateway First Bank Jenks, OK | 82.5% | 40 | 7 | +1.15 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, FHA buyers in Warren County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →