New Jersey · Home purchase

Best lenders for manufactured homes in Salem County, NJ

Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 284 manufactured-home home-purchase decisions in Salem County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Manufactured-home approval
49.3%
140 of 284
Denial rate
50.7%
144 denied
Decisions
284
2018–2025

For manufactured-home buyers in Salem County, lenders approved 49.3% — 38 points below the 88% all-buyer average in the county.

Top lenders for manufactured-home buyers in Salem County

Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Triad Financial Services, Inc.
Jacksonville, FL
53.4%7334+4.18 pp
21ST Mortgage
Knoxville, TN
34.0%9764+5.09 pp
First Credit Corporation Of Ny, Inc.
Gloversville, NY
11.1%2724

Why manufactured-home buyers were denied here

Debt-to-income ratio58% of denialsCredit history51% of denialsOther25% of denialsInsufficient cash to close21% of denialsCollateral (value/type)4% of denials

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Other buyer situations in Salem County

Best FHA lendersBest VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyers

Best manufactured-home lenders in other NJ counties

AtlanticBurlingtonCamdenCape MayCumberlandGloucesterMiddlesexMonmouthOceanSussex

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Salem County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →