Best VA loan lenders in Monmouth County, NJ
VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 1,580 VA home-purchase decisions in Monmouth County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For VA buyers in Monmouth County, lenders approved 89.3% — 2 points below the 91% all-buyer average in the county.
Top lenders for VA buyers in Monmouth County
Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Homebridge Financial Services, Inc Iselin, NJ | 100.0% | 33 | 0 | +0.11 pp |
| United Wholesale Mortgage Pontiac, MI | 96.1% | 51 | 2 | -0.41 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 92.6% | 122 | 9 | -0.04 pp |
| Wells Fargo Bank Na Minneapolis, MN | 97.1% | 35 | 1 | -0.20 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 93.8% | 65 | 4 | +0.05 pp |
| Mortgage Research Center Columbia, MO | 88.0% | 250 | 30 | +0.00 pp |
| Rocket Mortgage Detroit, MI | 93.3% | 45 | 3 | -0.09 pp |
| Nj Lenders Corp Little Falls, NJ | 96.2% | 26 | 1 | -0.31 pp |
| Navy Federal Credit Union Vienna, VA | 86.3% | 117 | 16 | -0.40 pp |
| Loandepot.com Llc Irvine, CA | 92.3% | 26 | 2 | +0.14 pp |
| Usaa Federal Savings Bank San Antonio, TX | 82.5% | 103 | 18 | +0.10 pp |
| Family First Funding Llc Toms River, NJ | 79.3% | 29 | 6 | +0.14 pp |
Why VA buyers were denied here
See your own odds and pricing
Get a lender shortlist for your exact profile, or check who overcharges borrowers like you.
Approval tool → Overcharge check →Other buyer situations in Monmouth County
Best VA lenders in other NJ counties
Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Monmouth County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →