Best lenders for investment property in Middlesex County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 2,538 investment-property home-purchase decisions in Middlesex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Middlesex County, lenders approved 88.1% — 1 points below the 89% all-buyer average in the county.
Top lenders for investment-property buyers in Middlesex County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nj Lenders Corp Little Falls, NJ | 95.4% | 131 | 6 | — |
| American Federal Mortgage Corporation Chester, NJ | 97.1% | 68 | 2 | +0.61 pp |
| Absolute Home Mortgage Fairfield, NJ | 98.0% | 49 | 1 | — |
| Unity Bank Clinton, NJ | 100.0% | 31 | 0 | +0.87 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 95.1% | 61 | 3 | +0.84 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 93.0% | 71 | 5 | — |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 95.1% | 41 | 2 | — |
| Kwik Mortgage Corporation Parsippany, NJ | 89.2% | 83 | 9 | — |
| Rocket Mortgage Detroit, MI | 84.0% | 469 | 75 | +0.70 pp |
| The Loan Store, Inc Tucson, AZ | 89.3% | 56 | 6 | +0.70 pp |
| Wells Fargo Bank Na Minneapolis, MN | 83.1% | 142 | 24 | +0.78 pp |
| Movement Mortgage, Llc Indian Land, SC | 87.0% | 54 | 7 | +1.12 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 88.2% | 34 | 4 | +1.75 pp |
| United Wholesale Mortgage Pontiac, MI | 87.9% | 33 | 4 | — |
| Newrez Llc Fort Washington, PA | 84.4% | 45 | 7 | +0.94 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Middlesex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →