Best lenders for manufactured homes in Cumberland County, NJ
Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 919 manufactured-home home-purchase decisions in Cumberland County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For manufactured-home buyers in Cumberland County, lenders approved 44.7% — 42 points below the 86% all-buyer average in the county.
Top lenders for manufactured-home buyers in Cumberland County
Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Centier Bank Merrillville, IN | 94.9% | 39 | 2 | +3.67 pp |
| Triad Financial Services, Inc. Jacksonville, FL | 49.0% | 347 | 177 | +2.74 pp |
| 21ST Mortgage Knoxville, TN | 19.7% | 183 | 147 | +5.10 pp |
| First Credit Corporation Of Ny, Inc. Gloversville, NY | 20.7% | 121 | 96 | +3.00 pp |
| Priority Funding Llc Northboro, MA | 0.0% | 33 | 33 | — |
Why manufactured-home buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Cumberland County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →