Best jumbo mortgage lenders in Cape May County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 5,482 jumbo home-purchase decisions in Cape May County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Cape May County, lenders approved 93.7% — 1 points above the 92% all-buyer average in the county.
Top lenders for jumbo buyers in Cape May County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Oceanfirst Bank Toms River, NJ | 98.8% | 419 | 5 | +0.00 pp |
| Valley National Bank Morristown, NJ | 98.5% | 273 | 4 | -0.12 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 99.2% | 120 | 1 | -0.46 pp |
| Republic First Bank Philadelphia, PA | 96.9% | 415 | 13 | -0.70 pp |
| Citibank, Na New York, NY | 100.0% | 66 | 0 | -0.63 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 97.7% | 175 | 4 | +0.07 pp |
| Bank Of America Na Westlake Village, CA | 95.3% | 212 | 10 | -0.50 pp |
| Us Bank, N.a. Cincinnati, OH | 95.5% | 179 | 8 | -0.31 pp |
| Guaranteed Rate, Inc. Chicago, IL | 95.9% | 123 | 5 | +0.05 pp |
| Citizens Bank, Na Providence, RI | 92.3% | 598 | 46 | -0.18 pp |
| Wells Fargo Bank Na Minneapolis, MN | 92.0% | 741 | 59 | -0.42 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 96.9% | 64 | 2 | +0.40 pp |
| Td Bank Mount Laurel, NJ | 93.2% | 219 | 15 | -0.11 pp |
| Firstrust Savings Bank Horsham, PA | 97.8% | 46 | 1 | +0.22 pp |
| M&t Bank Buffalo, NY | 96.3% | 54 | 2 | -0.14 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Cape May County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →