Best jumbo mortgage lenders in Morris County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 2,876 jumbo home-purchase decisions in Morris County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Morris County, lenders approved 91.6% — 1 points below the 93% all-buyer average in the county.
Top lenders for jumbo buyers in Morris County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Citibank, Na New York, NY | 97.4% | 156 | 4 | -0.63 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 98.7% | 79 | 1 | -0.48 pp |
| Bank Of America Na Westlake Village, CA | 94.7% | 244 | 13 | -0.49 pp |
| Wells Fargo Bank Na Minneapolis, MN | 93.6% | 450 | 29 | -0.43 pp |
| Ubs Bank Usa Salt Lake City, UT | 100.0% | 38 | 0 | -0.22 pp |
| Guaranteed Rate, Inc. Chicago, IL | 95.3% | 150 | 7 | -0.02 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 92.7% | 262 | 19 | -0.27 pp |
| Us Bank, N.a. Cincinnati, OH | 93.5% | 107 | 7 | -0.19 pp |
| Investors Bank Iselin, NJ | 96.2% | 52 | 2 | -0.09 pp |
| Loandepot.com Llc Irvine, CA | 95.3% | 43 | 2 | +0.11 pp |
| Fulton Bank, National Association Lancaster, PA | 95.1% | 41 | 2 | +0.12 pp |
| Valley National Bank Morristown, NJ | 95.0% | 40 | 2 | -0.09 pp |
| Guaranteed Rate Affinity, Llc Chicago, IL | 96.4% | 28 | 1 | -0.12 pp |
| Td Bank Mount Laurel, NJ | 88.3% | 137 | 16 | -0.12 pp |
| Pnc Bank N.a. Pittsburgh, PA | 91.9% | 37 | 3 | -0.21 pp |
Why jumbo buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Morris County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →