Best jumbo mortgage lenders in Atlantic County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 1,486 jumbo home-purchase decisions in Atlantic County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Atlantic County, lenders approved 92.5% — 3 points above the 89% all-buyer average in the county.
Top lenders for jumbo buyers in Atlantic County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Oceanfirst Bank Toms River, NJ | 96.6% | 174 | 6 | -0.08 pp |
| Td Bank Mount Laurel, NJ | 96.0% | 124 | 5 | -0.09 pp |
| Valley National Bank Morristown, NJ | 100.0% | 32 | 0 | -0.09 pp |
| Guaranteed Rate, Inc. Chicago, IL | 100.0% | 29 | 0 | +0.01 pp |
| Bank Of America Na Westlake Village, CA | 94.5% | 73 | 4 | -0.53 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 97.4% | 38 | 1 | -0.36 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 94.9% | 39 | 2 | +0.15 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 94.7% | 38 | 2 | +0.05 pp |
| Fulton Bank, National Association Lancaster, PA | 94.6% | 37 | 2 | +0.16 pp |
| Republic First Bank Philadelphia, PA | 96.3% | 27 | 1 | -0.70 pp |
| Wells Fargo Bank Na Minneapolis, MN | 87.2% | 156 | 20 | -0.52 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 93.1% | 29 | 2 | +0.45 pp |
| Citizens Bank, Na Providence, RI | 82.6% | 115 | 20 | -0.11 pp |
| Pnc Bank N.a. Pittsburgh, PA | 89.3% | 28 | 3 | -0.23 pp |
| Us Bank, N.a. Cincinnati, OH | 88.0% | 25 | 3 | -0.21 pp |
Why jumbo buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Atlantic County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →