Best jumbo mortgage lenders in Somerset County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 1,639 jumbo home-purchase decisions in Somerset County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Somerset County, lenders approved 90.5% — 2 points below the 92% all-buyer average in the county.
Top lenders for jumbo buyers in Somerset County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Guaranteed Rate, Inc. Chicago, IL | 100.0% | 39 | 0 | -0.11 pp |
| Bank Of America Na Westlake Village, CA | 92.5% | 161 | 12 | -0.50 pp |
| Citibank, Na New York, NY | 96.1% | 51 | 2 | -0.67 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 93.0% | 114 | 8 | -0.19 pp |
| Td Bank Mount Laurel, NJ | 93.6% | 78 | 5 | -0.04 pp |
| Us Bank, N.a. Cincinnati, OH | 95.7% | 47 | 2 | -0.22 pp |
| Wells Fargo Bank Na Minneapolis, MN | 89.9% | 276 | 28 | -0.42 pp |
| Investors Bank Iselin, NJ | 97.0% | 33 | 1 | -0.18 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 96.6% | 29 | 1 | -0.58 pp |
| Pnc Bank N.a. Pittsburgh, PA | 88.9% | 45 | 5 | -0.27 pp |
| Fulton Bank, National Association Lancaster, PA | 87.2% | 39 | 5 | +0.13 pp |
| Citizens Bank, Na Providence, RI | 83.7% | 43 | 7 | +0.00 pp |
| Rocket Mortgage Detroit, MI | 65.7% | 35 | 12 | -0.01 pp |
Why jumbo buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Somerset County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →