Best lenders for investment property in Morris County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 907 investment-property home-purchase decisions in Morris County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Morris County, lenders approved 88.5% — 4 points below the 93% all-buyer average in the county.
Top lenders for investment-property buyers in Morris County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Absolute Home Mortgage Fairfield, NJ | 100.0% | 48 | 0 | — |
| Nj Lenders Corp Little Falls, NJ | 96.5% | 86 | 3 | — |
| Rocket Mortgage Detroit, MI | 88.7% | 106 | 12 | +0.63 pp |
| Family First Funding Llc Toms River, NJ | 89.2% | 37 | 4 | +0.91 pp |
| Realfi Home Funding Corp White Plains, NY | 88.5% | 26 | 3 | +0.93 pp |
| Wells Fargo Bank Na Minneapolis, MN | 72.3% | 47 | 13 | +0.83 pp |
Why investment-property buyers were denied here
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Best investment-property lenders in other NJ counties
Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Morris County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →