Best VA loan lenders in Morris County, NJ
VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 1,210 VA home-purchase decisions in Morris County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For VA buyers in Morris County, lenders approved 90.9% — 2 points below the 93% all-buyer average in the county.
Top lenders for VA buyers in Morris County
Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Crosscountry Mortgage, Llc Cleveland, OH | 100.0% | 35 | 0 | +0.02 pp |
| Nj Lenders Corp Little Falls, NJ | 100.0% | 33 | 0 | -0.18 pp |
| Mortgage Research Center Columbia, MO | 93.3% | 178 | 12 | +0.04 pp |
| Guaranteed Rate, Inc. Chicago, IL | 96.6% | 59 | 2 | -0.29 pp |
| Weichert Financial Services Morris Plains, NJ | 97.4% | 39 | 1 | -0.05 pp |
| Navy Federal Credit Union Vienna, VA | 90.4% | 83 | 8 | -0.48 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 96.0% | 25 | 1 | +0.18 pp |
| United Wholesale Mortgage Pontiac, MI | 85.9% | 64 | 9 | -0.35 pp |
| Loandepot.com Llc Irvine, CA | 89.2% | 37 | 4 | -0.05 pp |
| Family First Funding Llc Toms River, NJ | 89.7% | 29 | 3 | -0.04 pp |
| Rocket Mortgage Detroit, MI | 84.2% | 38 | 6 | -0.09 pp |
| Usaa Federal Savings Bank San Antonio, TX | 77.3% | 88 | 20 | +0.06 pp |
Why VA buyers were denied here
See your own odds and pricing
Get a lender shortlist for your exact profile, or check who overcharges borrowers like you.
Approval tool → Overcharge check →Other buyer situations in Morris County
Best VA lenders in other NJ counties
Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Morris County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →