Best lenders for investment property in Passaic County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 1,047 investment-property home-purchase decisions in Passaic County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Passaic County, lenders approved 85.8% — 3 points below the 89% all-buyer average in the county.
Top lenders for investment-property buyers in Passaic County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nj Lenders Corp Little Falls, NJ | 98.3% | 120 | 2 | — |
| Bond Street Mortgage, Llc Paramus, NJ | 97.3% | 37 | 1 | +0.99 pp |
| United Mortgage Corp. Melville, NY | 91.1% | 45 | 4 | +1.30 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 91.7% | 36 | 3 | +1.20 pp |
| Rocket Mortgage Detroit, MI | 84.8% | 79 | 12 | +0.80 pp |
| Movement Mortgage, Llc Indian Land, SC | 88.0% | 25 | 3 | +1.16 pp |
| First Alliance Home Mortgage, Llc Cranford, NJ | 82.1% | 28 | 5 | — |
| Absolute Home Mortgage Fairfield, NJ | 78.6% | 28 | 6 | — |
| Wells Fargo Bank Na Minneapolis, MN | 61.5% | 39 | 15 | +1.03 pp |
Why investment-property buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Passaic County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →