Best lenders for investment property in Mercer County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 1,264 investment-property home-purchase decisions in Mercer County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Mercer County, lenders approved 88.0% — 2 points below the 90% all-buyer average in the county.
Top lenders for investment-property buyers in Mercer County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Lennar Mortgage, Llc Miami, FL | 97.7% | 44 | 1 | +0.14 pp |
| Finance Of America Mortgage Llc Horsham, PA | 92.6% | 108 | 8 | — |
| The Loan Store, Inc Tucson, AZ | 96.0% | 25 | 1 | — |
| American Federal Mortgage Corporation Chester, NJ | 93.1% | 29 | 2 | +0.83 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 92.9% | 28 | 2 | — |
| Rocket Mortgage Detroit, MI | 83.8% | 142 | 23 | +0.69 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 90.6% | 32 | 3 | — |
| Wells Fargo Bank Na Minneapolis, MN | 78.7% | 94 | 20 | +1.13 pp |
Why investment-property buyers were denied here
See your own odds and pricing
Get a lender shortlist for your exact profile, or check who overcharges borrowers like you.
Approval tool → Overcharge check →Other buyer situations in Mercer County
Best investment-property lenders in other NJ counties
Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Mercer County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →