Best VA loan lenders in Passaic County, NJ
VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 847 VA home-purchase decisions in Passaic County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For VA buyers in Passaic County, lenders approved 86.1% — 3 points below the 89% all-buyer average in the county.
Top lenders for VA buyers in Passaic County
Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nj Lenders Corp Little Falls, NJ | 100.0% | 32 | 0 | -0.26 pp |
| United Wholesale Mortgage Pontiac, MI | 97.7% | 43 | 1 | -0.32 pp |
| Homebridge Financial Services, Inc Iselin, NJ | 96.0% | 25 | 1 | +0.25 pp |
| Mortgage Research Center Columbia, MO | 83.8% | 179 | 29 | +0.07 pp |
| Guaranteed Rate, Inc. Chicago, IL | 92.6% | 27 | 2 | -0.23 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 89.7% | 29 | 3 | -0.15 pp |
| Navy Federal Credit Union Vienna, VA | 81.5% | 54 | 10 | -0.44 pp |
| Rocket Mortgage Detroit, MI | 76.7% | 30 | 7 | -0.06 pp |
| Usaa Federal Savings Bank San Antonio, TX | 65.8% | 76 | 26 | +0.08 pp |
Why VA buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Passaic County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →