New Jersey · Home purchase
Best lenders for manufactured homes in New Jersey
Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Across 8,883 manufactured-home home-purchase decisions statewide (2018–2025), lenders approved 43.6%. Here are the lenders that approve manufactured-home buyers most, and the county-by-county picture.
Statewide approval
43.6%
3,871 of 8,883
Denial rate
56.4%
5,012 denied
Decisions
8,883
2018–2025
Top manufactured-home lenders statewide
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Acre Mortgage & Financial, Inc. Marlton, NJ | 98.2% | 283 | 5 | +0.53 pp |
| Centier Bank Merrillville, IN | 92.4% | 395 | 30 | +3.37 pp |
| Star Usa Federal Credit Union Charleston, WV | 89.4% | 66 | 7 | +4.26 pp |
| New American Funding, Llc. Tustin, CA | 87.8% | 82 | 10 | +0.65 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 92.6% | 27 | 2 | +1.12 pp |
| Numark Credit Union Joliet, IL | 76.8% | 112 | 26 | +3.76 pp |
| Baycoast Bank Swansea, MA | 69.6% | 276 | 84 | +2.99 pp |
| Greenwood Credit Union Warwick, RI | 63.8% | 293 | 106 | +3.39 pp |
| The People's Credit Union Middletown, RI | 66.7% | 72 | 24 | +1.76 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 67.6% | 34 | 11 | +1.19 pp |
| Triad Financial Services, Inc. Jacksonville, FL | 50.9% | 2,161 | 1,061 | +3.09 pp |
| Tammac Holdings Corporation Wayne, PA | 45.0% | 251 | 138 | +3.43 pp |
| Countryplace Mortgage, Ltd. Plano, TX | 48.3% | 29 | 15 | +2.99 pp |
| First Credit Corporation Of Ny, Inc. Gloversville, NY | 28.4% | 2,482 | 1,777 | +2.59 pp |
| 21ST Mortgage Knoxville, TN | 23.2% | 1,362 | 1,046 | +4.61 pp |
By county
Other buyer situations
Best FHA lendersBest VA lendersBest USDA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lenders
Source: CFPB HMDA data, 2018–2025. Methodology →