New Jersey · Home purchase

Best lenders for manufactured homes in Gloucester County, NJ

Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 554 manufactured-home home-purchase decisions in Gloucester County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Manufactured-home approval
47.8%
265 of 554
Denial rate
52.2%
289 denied
Decisions
554
2018–2025

For manufactured-home buyers in Gloucester County, lenders approved 47.8% — 44 points below the 92% all-buyer average in the county.

Top lenders for manufactured-home buyers in Gloucester County

Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Acre Mortgage & Financial, Inc.
Marlton, NJ
100.0%430+0.63 pp
Centier Bank
Merrillville, IN
97.2%361+3.42 pp
Triad Financial Services, Inc.
Jacksonville, FL
58.4%12552+3.18 pp
First Credit Corporation Of Ny, Inc.
Gloversville, NY
26.9%7857+1.69 pp
21ST Mortgage
Knoxville, TN
16.2%154129+4.77 pp

Why manufactured-home buyers were denied here

Credit history57% of denialsDebt-to-income ratio56% of denialsInsufficient cash to close24% of denialsOther21% of denialsCollateral (value/type)7% of denials

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Other buyer situations in Gloucester County

Best FHA lendersBest VA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lenders

Best manufactured-home lenders in other NJ counties

AtlanticBurlingtonCamdenCape MayCumberlandMiddlesexMonmouthOceanSalemSussex

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Gloucester County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →