Uif Corporation
Southfield, MI · What the federal mortgage record shows about how Uif Corporation treated New Jersey applicants, 2018–2025 — 992 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 992 New Jersey applications Uif Corporation approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Uif Corporation’s rates ran +0.11 pp higher than the typical New Jersey lender (average rate spread +0.34 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Uif Corporation approves
Why Uif Corporation denied applications
Where Uif Corporation lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Middlesex County | 401 | 83.5% |
| Bergen County | 97 | 75.3% |
| Somerset County | 87 | 88.5% |
| Passaic County | 72 | 77.8% |
| Mercer County | 70 | 81.4% |
| Burlington County | 45 | 80.0% |
| Morris County | 36 | 88.9% |
| Camden County | 34 | 73.5% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Uif Corporation’s home-purchase originations — 0.19 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $479. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Uif Corporation to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Uif Corporation (LEI 549300BXWU32AYWT1A56). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →