The Mortgage Record
Lender report card · New Jersey

Advisors Mortgage Group, Llc

Ocean, NJ · What the federal mortgage record shows about how Advisors Mortgage Group, Llc treated New Jersey applicants, 2018–2025 — 25,732 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
94.4%
24,285 approved
Denial rate
5.6%
1,447 denied
Decisions
25,732
2018–2025
Avg. rate spread
+0.35 pp
vs. market benchmark
94.4% approved
5.6% denied

Share of 25,732 New Jersey applications Advisors Mortgage Group, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional95.8% of 20,510 · NJ 87%FHA88.1% of 4,521 · NJ 79%VA93.8% of 608 · NJ 80%USDA89.2% of 93 · NJ 87%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

88%90%92%94%96%98%92%94%95%95%93%94%94%96%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Advisors Mortgage Group, Llc’s rates ran +0.01 pp in line with than the typical New Jersey lender (average rate spread +0.35 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Advisors Mortgage Group, Llc approves

By income
Under $50k86.3% · 1,769$50–75k92.2% · 4,304$75–100k94.1% · 4,592$100–150k95.4% · 6,878$150–250k96.5% · 5,703$250k+96.5% · 2,432
By debt-to-income
Under 36%97.3% · 9,43136–43%97.0% · 6,36243–50%95.9% · 7,525Over 50%76.3% · 1,946
By down payment (LTV)
20%+ down96.1% · 14,47710–20% down95.4% · 2,9555–10% down95.2% · 2,6853–5% down91.5% · 2,042Under 3% down90.6% · 1,620

Why Advisors Mortgage Group, Llc denied applications

Other30% of denialsDebt-to-income ratio27% of denialsCollateral (value/type)17% of denialsCredit history12% of denialsIncomplete application11% of denialsInsufficient cash to close9% of denials

Where Advisors Mortgage Group, Llc lends in NJ

CountyDecisionsApproval
Monmouth County8,92895.1%
Ocean County5,57395.0%
Atlantic County2,98994.5%
Middlesex County2,16693.3%
Burlington County75592.6%
Cape May County72296.3%
Somerset County54793.8%
Mercer County54494.9%

Fees & closing costs

Median total loan costs
$5,291
home purchase
As % of loan
1.93%
NJ median 1.93%
Priced originations
15,615
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Advisors Mortgage Group, Llc’s home-purchase originations — about the 1.93% New Jersey median. Typical lender credit toward costs: $105. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Consumer complaints

CFPB complaints
11
from NJ, 2022–present

Complaints New Jersey mortgage customers filed against Advisors Mortgage Group, Llc with the federal Consumer Financial Protection Bureau, 2022–present. Most common issue: Closing on a mortgage. Most mortgage complaints concern servicing — payments, escrow, and foreclosure — so this reflects a company’s customer experience as much as its lending, and volume partly tracks how many loans it services. Source: CFPB Consumer Complaint Database.

Compare Advisors Mortgage Group, Llc to other lenders for your profile

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Advisors Mortgage Group, Llc (LEI 254900F9ZTVTX763V835). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →