Best lenders for high-DTI buyers in Gloucester County, NJ
Carrying a debt-to-income ratio of 43% or more narrows your options — some lenders approve stretched budgets far more often than others. Based on 14,412 high-DTI home-purchase decisions in Gloucester County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For high-DTI buyers in Gloucester County, lenders approved 88.4% — 3 points below the 92% all-buyer average in the county.
Top lenders for high-DTI buyers in Gloucester County
Lenders with 25+ high-DTI buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.2% | 1,274 | 36 | +0.76 pp |
| Trident Mortgage Company Lp Devon, PA | 97.6% | 328 | 8 | +0.77 pp |
| Nfm, Inc Linthicum, MD | 96.4% | 533 | 19 | +0.71 pp |
| 1ST Colonial Community Bank Collingswood, NJ | 97.6% | 207 | 5 | +0.61 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 95.8% | 770 | 32 | +0.84 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 95.5% | 713 | 32 | +1.28 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 95.1% | 669 | 33 | +0.91 pp |
| Guaranteed Rate, Inc. Chicago, IL | 95.8% | 265 | 11 | +0.51 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 94.7% | 398 | 21 | +0.85 pp |
| Cmg Mortgage Inc San Ramon, IL | 94.4% | 197 | 11 | +0.61 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 93.5% | 309 | 20 | +0.53 pp |
| Finance Of America Mortgage Llc Horsham, PA | 93.4% | 287 | 19 | +0.84 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 93.5% | 200 | 13 | +0.63 pp |
| Movement Mortgage, Llc Indian Land, SC | 92.6% | 215 | 16 | +0.63 pp |
| United Wholesale Mortgage Pontiac, MI | 91.3% | 309 | 27 | +0.48 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, high-DTI buyers in Gloucester County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →