The Mortgage Record
Lender report card · New Jersey

Movement Mortgage, Llc

Indian Land, SC · What the federal mortgage record shows about how Movement Mortgage, Llc treated New Jersey applicants, 2018–2025 — 12,579 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
93.3%
11,737 approved
Denial rate
6.7%
842 denied
Decisions
12,579
2018–2025
Avg. rate spread
+0.52 pp
vs. market benchmark
93.3% approved
6.7% denied

Share of 12,579 New Jersey applications Movement Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional95.3% of 9,285 · NJ 87%FHA87.2% of 2,823 · NJ 79%VA92.0% of 413 · NJ 80%USDA77.6% of 58 · NJ 87%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

83%87%91%95%99%87%91%94%96%94%93%93%94%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Movement Mortgage, Llc’s rates ran +0.16 pp higher than the typical New Jersey lender (average rate spread +0.52 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Movement Mortgage, Llc approves

By income
Under $50k82.7% · 930$50–75k91.0% · 1,843$75–100k92.9% · 2,278$100–150k94.9% · 3,555$150–250k95.9% · 2,734$250k+95.7% · 1,186
By debt-to-income
Under 36%96.7% · 3,64836–43%96.5% · 2,95943–50%95.6% · 4,073Over 50%75.2% · 1,565
By down payment (LTV)
20%+ down95.7% · 5,55810–20% down93.6% · 1,8385–10% down94.3% · 1,7773–5% down90.4% · 1,786Under 3% down87.0% · 751

Why Movement Mortgage, Llc denied applications

Debt-to-income ratio43% of denialsOther19% of denialsInsufficient cash to close19% of denialsCollateral (value/type)14% of denialsCredit history13% of denialsIncomplete application11% of denials

Where Movement Mortgage, Llc lends in NJ

CountyDecisionsApproval
Middlesex County1,26393.3%
Essex County90388.9%
Camden County90195.0%
Ocean County82693.5%
Morris County77896.3%
Burlington County75193.9%
Somerset County74195.7%
Monmouth County61895.3%

Fees & closing costs

Median total loan costs
$7,048
home purchase
As % of loan
2.43%
NJ median 1.93%
Priced originations
7,376
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Movement Mortgage, Llc’s home-purchase originations — 0.49 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $267. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Consumer complaints

CFPB complaints
22
from NJ, 2022–present
Answered on time
100%
of complaints
Closed with relief
0%
monetary or non-monetary

Complaints New Jersey mortgage customers filed against Movement Mortgage, Llc with the federal Consumer Financial Protection Bureau, 2022–present. Most common issue: Trouble during payment process. Most mortgage complaints concern servicing — payments, escrow, and foreclosure — so this reflects a company’s customer experience as much as its lending, and volume partly tracks how many loans it services. Source: CFPB Consumer Complaint Database.

Compare Movement Mortgage, Llc to other lenders for your profile

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Movement Mortgage, Llc (LEI 549300DD4R4SYK5RAQ92). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →