Centier Bank
Merrillville, IN · What the federal mortgage record shows about how Centier Bank treated New Jersey applicants, 2018–2025 — 403 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 403 New Jersey applications Centier Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Centier Bank’s rates ran +3.15 pp higher than the typical New Jersey lender (average rate spread +3.37 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Centier Bank approves
Why Centier Bank denied applications
Where Centier Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Atlantic County | 59 | 94.9% |
| Burlington County | 59 | 91.5% |
| Middlesex County | 57 | 91.2% |
| Ocean County | 54 | 90.7% |
| Cumberland County | 39 | 94.9% |
| Gloucester County | 37 | 97.3% |
| Cape May County | 34 | 91.2% |
Compare Centier Bank to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Centier Bank (LEI 549300SKTBTC2QFDKG02). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →