Arvest Bank
Tulsa, OK · What the federal mortgage record shows about how Arvest Bank treated New Jersey applicants, 2018–2025 — 447 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 447 New Jersey applications Arvest Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Arvest Bank’s rates ran +0.12 pp higher than the typical New Jersey lender (average rate spread +0.35 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Arvest Bank approves
Why Arvest Bank denied applications
Where Arvest Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 58 | 79.3% |
| Monmouth County | 55 | 83.6% |
| Middlesex County | 40 | 80.0% |
| Ocean County | 39 | 92.3% |
| Morris County | 30 | 76.7% |
| Mercer County | 29 | 75.9% |
Consumer complaints
Complaints New Jersey mortgage customers filed against Arvest Bank with the federal Consumer Financial Protection Bureau, 2022–present. Most common issue: Trouble during payment process. Most mortgage complaints concern servicing — payments, escrow, and foreclosure — so this reflects a company’s customer experience as much as its lending, and volume partly tracks how many loans it services. Source: CFPB Consumer Complaint Database.
Compare Arvest Bank to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Arvest Bank (LEI COINQMNIM6RBU631DD85). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →