All Credit Considered Mortgage, Inc.
Rockville, MD · What the federal mortgage record shows about how All Credit Considered Mortgage, Inc. treated New Jersey applicants, 2018–2025 — 687 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 687 New Jersey applications All Credit Considered Mortgage, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, All Credit Considered Mortgage, Inc.’s rates ran +1.74 pp higher than the typical New Jersey lender (average rate spread +1.96 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who All Credit Considered Mortgage, Inc. approves
Why All Credit Considered Mortgage, Inc. denied applications
Where All Credit Considered Mortgage, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Union County | 84 | 77.4% |
| Essex County | 75 | 81.3% |
| Bergen County | 68 | 83.8% |
| Monmouth County | 57 | 87.7% |
| Burlington County | 52 | 90.4% |
| Passaic County | 44 | 86.4% |
| Mercer County | 42 | 88.1% |
| Ocean County | 41 | 90.2% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on All Credit Considered Mortgage, Inc.’s home-purchase originations — 2.49 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $126. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare All Credit Considered Mortgage, Inc. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by All Credit Considered Mortgage, Inc. (LEI 549300W45D2J6BT4LX65). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →