New Jersey · Home purchase

Best lenders for high-DTI buyers in Burlington County, NJ

Carrying a debt-to-income ratio of 43% or more narrows your options — some lenders approve stretched budgets far more often than others. Based on 20,768 high-DTI home-purchase decisions in Burlington County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Lenders for high debt-to-income buyers approval
87.7%
18,204 of 20,768
Denial rate
12.3%
2,564 denied
Decisions
20,768
2018–2025

For high-DTI buyers in Burlington County, lenders approved 87.7% — 4 points below the 91% all-buyer average in the county.

Top lenders for high-DTI buyers in Burlington County

Lenders with 25+ high-DTI buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
97.6%79819+0.72 pp
Nfm, Inc
Linthicum, MD
97.2%50914+0.52 pp
Crosscountry Mortgage, Llc
Cleveland, OH
96.4%98135+0.67 pp
Nation One Mortgage Corporatio
Marlton, NJ
96.4%41515+1.27 pp
Guaranteed Rate, Inc.
Chicago, IL
94.9%41221+0.42 pp
Trident Mortgage Company Lp
Devon, PA
94.9%40821+0.77 pp
Caliber Home Loans, Inc.
Fort Washington, PA
93.8%41826+0.74 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
93.4%48232+0.80 pp
Fairway Independent Mort Corp
Madison, WI
92.3%50939+0.71 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
92.2%50139+0.93 pp
Prosperity Home Mortgage, Llc
Chantilly, VA
91.9%44436+0.46 pp
Absolute Home Mortgage
Fairfield, NJ
91.8%43836+0.71 pp
Weichert Financial Services
Morris Plains, NJ
90.8%42439+0.66 pp
United Wholesale Mortgage
Pontiac, MI
89.6%94698+0.35 pp
Gateway First Bank
Jenks, OK
90.1%38338+0.85 pp

Why high-DTI buyers were denied here

Debt-to-income ratio55% of denialsCredit history18% of denialsOther14% of denialsCollateral (value/type)13% of denialsInsufficient cash to close12% of denials

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Other buyer situations in Burlington County

Best FHA lendersBest VA lendersBest USDA lendersBest jumbo lendersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders

Best lenders for high debt-to-income buyers in other NJ counties

AtlanticBergenCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, high-DTI buyers in Burlington County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →