How NJ lenders decided for borrowers like you

Enter your profile and see how often each New Jersey lender actually approved and denied past applicants like you — computed from every mortgage application federally reported under HMDA, 2018–2025. Not estimates. Not ads. The actual record.

These are historical base rates — what lenders did for past applicants with a similar profile — not a prediction of your own application. HMDA does not include credit score, which lenders weigh heavily, so two people with identical income, DTI and down payment can still get different answers. Use this to see where borrowers like you fared better or worse, then apply to compare real offers.

Also worth checking: which lenders overcharge borrowers like you →