Greenwood Credit Union
Warwick, RI · What the federal mortgage record shows about how Greenwood Credit Union treated New Jersey applicants, 2018–2025 — 326 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 326 New Jersey applications Greenwood Credit Union approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Greenwood Credit Union’s rates ran +2.71 pp higher than the typical New Jersey lender (average rate spread +2.94 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Greenwood Credit Union approves
Why Greenwood Credit Union denied applications
Where Greenwood Credit Union lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 85 | 60.0% |
| Atlantic County | 50 | 78.0% |
| Monmouth County | 40 | 62.5% |
| Burlington County | 31 | 64.5% |
| Middlesex County | 27 | 63.0% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Greenwood Credit Union (LEI 549300JD1162QW84ZO34). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →