Geneva Financial Llc
Chandler, AZ · What the federal mortgage record shows about how Geneva Financial Llc treated New Jersey applicants, 2018–2025 — 434 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 434 New Jersey applications Geneva Financial Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Geneva Financial Llc’s rates ran +0.38 pp higher than the typical New Jersey lender (average rate spread +0.97 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Geneva Financial Llc approves
Why Geneva Financial Llc denied applications
Where Geneva Financial Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Essex County | 93 | 94.6% |
| Union County | 51 | 96.1% |
| Bergen County | 39 | 94.9% |
| Burlington County | 36 | 86.1% |
| Middlesex County | 31 | 90.3% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Geneva Financial Llc’s home-purchase originations — 2.13 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $186. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Geneva Financial Llc to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Geneva Financial Llc (LEI 5493001XKL0FTNOJ0866). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →