Financial Freedom Mortgage, Llc
Mount Laurel, NJ · What the federal mortgage record shows about how Financial Freedom Mortgage, Llc treated New Jersey applicants, 2018–2025 — 1,414 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 1,414 New Jersey applications Financial Freedom Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Financial Freedom Mortgage, Llc’s rates ran +0.20 pp higher than the typical New Jersey lender (average rate spread +0.84 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Financial Freedom Mortgage, Llc approves
Why Financial Freedom Mortgage, Llc denied applications
Where Financial Freedom Mortgage, Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 131 | 99.2% |
| Essex County | 116 | 99.1% |
| Burlington County | 110 | 97.3% |
| Monmouth County | 107 | 100.0% |
| Camden County | 104 | 100.0% |
| Union County | 96 | 100.0% |
| Bergen County | 94 | 100.0% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Financial Freedom Mortgage, Llc (LEI 894500LIN378M3LLE796). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →