Baxter Credit Union
340 N Milwaukee Ave, IL · What the federal mortgage record shows about how Baxter Credit Union treated New Jersey applicants, 2018–2025 — 315 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 315 New Jersey applications Baxter Credit Union approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Baxter Credit Union’s rates ran -0.25 pp lower than the typical New Jersey lender (average rate spread -0.02 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Baxter Credit Union approves
Why Baxter Credit Union denied applications
Where Baxter Credit Union lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 38 | 97.4% |
| Monmouth County | 31 | 96.8% |
| Morris County | 29 | 93.1% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Baxter Credit Union’s home-purchase originations — 0.59 points lower than the 1.93% New Jersey median. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Baxter Credit Union to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Baxter Credit Union (LEI 549300S8SHBRCI7UU819). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →