Advantagefirst Lending Inc
Lake Forest, CA · What the federal mortgage record shows about how Advantagefirst Lending Inc treated New Jersey applicants, 2018–2025 — 260 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 260 New Jersey applications Advantagefirst Lending Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Not enough data.
Pricing
Adjusting for its loan-type mix, Advantagefirst Lending Inc’s rates ran -0.16 pp lower than the typical New Jersey lender (average rate spread +0.46 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Advantagefirst Lending Inc approves
Why Advantagefirst Lending Inc denied applications
Where Advantagefirst Lending Inc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 33 | 78.8% |
| Burlington County | 28 | 75.0% |
| Middlesex County | 27 | 70.4% |
| Gloucester County | 25 | 80.0% |
Compare Advantagefirst Lending Inc to other lenders for your profile
Enter your income, county, DTI and down payment to see who approves borrowers like you.
Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Advantagefirst Lending Inc (LEI 254900M2C4Q6DATP2889). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →