Download the data
We do the hard part — turning millions of federal mortgage records into clean, analyzed tables — and give it back. Free for reporters, researchers, and the curious, with attribution.
NJ Lender Scorecard
Download CSV ↓One row per New Jersey mortgage lender (2018–2025): approval and denial rates, average rate spread, median closing costs, CFPB complaint counts, and top denial reason.
370 rows · CSV · Columns: lei lender_name city state total_decisions_2018_2025 approval_rate_pct denial_rate_pct avg_rate_spread_pp median_total_loan_costs_usd median_fees_pct_of_loan cfpb_complaints_nj_2022plus complaints_answered_timely_pct top_denial_reason top_complaint_issue
NJ County Approval Rates
Download CSV ↓Home-purchase and refinance approval and denial rates for all 21 New Jersey counties, 2018–2025.
21 rows · CSV · Columns: county_fips county_name purchase_decisions purchase_approval_pct purchase_denial_pct refi_decisions refi_approval_pct refi_denial_pct
License & attribution
These datasets are free to use, share, and republish under CC BY 4.0 — just credit The Mortgage Record with a link to themortgagerecord.com. The underlying records are public: federal HMDA loan-level data (CFPB) and the CFPB Consumer Complaint Database. Figures are computed by The Mortgage Record; see the methodology for definitions and caveats. Questions or a correction? corrections@themortgagerecord.com.
Data current as of the 2025 HMDA release (2018–2025) and CFPB complaints 2022–present. Refreshed when new federal data is published.