Skyrock Mortgage
Rutherford, NJ · What the federal mortgage record shows about how Skyrock Mortgage treated New Jersey applicants, 2018–2025 — 364 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 364 New Jersey applications Skyrock Mortgage approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Skyrock Mortgage’s rates ran -0.07 pp lower than the typical New Jersey lender (average rate spread +0.16 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Skyrock Mortgage approves
Why Skyrock Mortgage denied applications
Where Skyrock Mortgage lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 155 | 100.0% |
| Monmouth County | 84 | 100.0% |
| Passaic County | 60 | 98.3% |
| Bergen County | 28 | 96.4% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Skyrock Mortgage (LEI 984500B659A36CF0D469). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →