Schuyler Savings Bank
Kearny, NJ · What the federal mortgage record shows about how Schuyler Savings Bank treated New Jersey applicants, 2018–2025 — 213 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 213 New Jersey applications Schuyler Savings Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Schuyler Savings Bank’s rates ran +0.03 pp in line with than the typical New Jersey lender (average rate spread +0.25 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Schuyler Savings Bank approves
Why Schuyler Savings Bank denied applications
Where Schuyler Savings Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Hudson County | 80 | 86.2% |
| Bergen County | 36 | 91.7% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Schuyler Savings Bank (LEI 254900TZKHQ9DT85IC97). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →