Prime Choice Funding Inc
Tustin, CA · What the federal mortgage record shows about how Prime Choice Funding Inc treated New Jersey applicants, 2018–2025 — 313 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 313 New Jersey applications Prime Choice Funding Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Prime Choice Funding Inc’s rates ran -0.23 pp lower than the typical New Jersey lender (average rate spread +0.05 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Prime Choice Funding Inc approves
Why Prime Choice Funding Inc denied applications
Where Prime Choice Funding Inc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 40 | 90.0% |
| Middlesex County | 39 | 89.7% |
| Ocean County | 34 | 88.2% |
| Monmouth County | 28 | 96.4% |
| Hudson County | 25 | 100.0% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Prime Choice Funding Inc (LEI 5493003B1W77K6SD3U22). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →