Mortgage300 Corporation
Palm Beach Gardens, FL · What the federal mortgage record shows about how Mortgage300 Corporation treated New Jersey applicants, 2018–2025 — 212 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 212 New Jersey applications Mortgage300 Corporation approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Mortgage300 Corporation’s rates ran +0.21 pp higher than the typical New Jersey lender (average rate spread +0.53 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Mortgage300 Corporation approves
Why Mortgage300 Corporation denied applications
Where Mortgage300 Corporation lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Somerset County | 47 | 100.0% |
| Hudson County | 31 | 90.3% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Mortgage300 Corporation’s home-purchase originations — 0.37 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $93. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Mortgage300 Corporation to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Mortgage300 Corporation (LEI 549300K3VE61PXPZDV51). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →