Mortgage Now
Shrewsbury, NJ · What the federal mortgage record shows about how Mortgage Now treated New Jersey applicants, 2018–2025 — 329 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 329 New Jersey applications Mortgage Now approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Mortgage Now’s rates ran +0.07 pp higher than the typical New Jersey lender (average rate spread +0.51 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Mortgage Now approves
Why Mortgage Now denied applications
Where Mortgage Now lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Monmouth County | 59 | 96.6% |
| Ocean County | 46 | 93.5% |
| Bergen County | 30 | 83.3% |
| Essex County | 26 | 84.6% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Mortgage Now (LEI 549300FXZWGDF5ZVOK92). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →