Luxury Mortgage Corp.
Stamford, CT · What the federal mortgage record shows about how Luxury Mortgage Corp. treated New Jersey applicants, 2018–2025 — 781 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 781 New Jersey applications Luxury Mortgage Corp. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Luxury Mortgage Corp.’s rates ran +0.45 pp higher than the typical New Jersey lender (average rate spread +0.74 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Luxury Mortgage Corp. approves
Why Luxury Mortgage Corp. denied applications
Where Luxury Mortgage Corp. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 160 | 82.5% |
| Hudson County | 85 | 74.1% |
| Essex County | 84 | 75.0% |
| Ocean County | 83 | 84.3% |
| Passaic County | 79 | 77.2% |
| Monmouth County | 61 | 78.7% |
| Union County | 48 | 83.3% |
| Middlesex County | 44 | 72.7% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Luxury Mortgage Corp.’s home-purchase originations — 0.34 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $1,228. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Luxury Mortgage Corp. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Luxury Mortgage Corp. (LEI 254900V6GCDMRQZ34D96). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →