Hartford Funding, Ltd.
Woodbury, NY · What the federal mortgage record shows about how Hartford Funding, Ltd. treated New Jersey applicants, 2018–2025 — 232 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 232 New Jersey applications Hartford Funding, Ltd. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Hartford Funding, Ltd.’s rates ran +0.38 pp higher than the typical New Jersey lender (average rate spread +0.83 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Hartford Funding, Ltd. approves
Why Hartford Funding, Ltd. denied applications
Where Hartford Funding, Ltd. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 32 | 96.9% |
| Ocean County | 30 | 96.7% |
| Essex County | 25 | 80.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Hartford Funding, Ltd.’s home-purchase originations — 1.54 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $125. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Hartford Funding, Ltd. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Hartford Funding, Ltd. (LEI 549300VGMMXKSX821O69). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →