Bank Of Hope
Los Angeles, CA · What the federal mortgage record shows about how Bank Of Hope treated New Jersey applicants, 2018–2025 — 225 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 225 New Jersey applications Bank Of Hope approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Bank Of Hope’s rates ran +0.18 pp higher than the typical New Jersey lender (average rate spread +0.41 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Bank Of Hope approves
Why Bank Of Hope denied applications
Where Bank Of Hope lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 158 | 92.4% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Bank Of Hope’s home-purchase originations — 0.65 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $985. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Bank Of Hope to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Bank Of Hope (LEI 549300F570XAWYN8Z237). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →