American Finance House Lariba
Whittier, CA · What the federal mortgage record shows about how American Finance House Lariba treated New Jersey applicants, 2018–2025 — 248 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 248 New Jersey applications American Finance House Lariba approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, American Finance House Lariba’s rates ran -0.07 pp lower than the typical New Jersey lender (average rate spread +0.15 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who American Finance House Lariba approves
Why American Finance House Lariba denied applications
Where American Finance House Lariba lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Middlesex County | 93 | 92.5% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on American Finance House Lariba’s home-purchase originations — 0.80 points lower than the 1.93% New Jersey median. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare American Finance House Lariba to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by American Finance House Lariba (LEI 549300I3HDJ5QJNFPZ87). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →