Lender report card · New Jersey

Acrisure Mortgage, Llc

Orlando, FL · What the federal mortgage record shows about how Acrisure Mortgage, Llc treated New Jersey applicants, 2018–2025 — 334 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
88.9%
297 approved
Denial rate
11.1%
37 denied
Decisions
334
2018–2025
Avg. rate spread
+0.46 pp
vs. market benchmark
88.9% approved
11.1% denied

Share of 334 New Jersey applications Acrisure Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional87.9% of 256 · NJ 87%FHA91.4% of 70 · NJ 79%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

67%75%83%91%99%82%100%97%97%83%70%100%93%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Acrisure Mortgage, Llc’s rates ran +0.10 pp higher than the typical New Jersey lender (average rate spread +0.46 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Acrisure Mortgage, Llc approves

By income
$50–75k92.3% · 52$75–100k87.5% · 48$100–150k86.0% · 57$150–250k92.5% · 80$250k+91.4% · 35
By debt-to-income
Under 36%91.0% · 11136–43%89.0% · 7343–50%95.1% · 81Over 50%64.3% · 28
By down payment (LTV)
20%+ down90.1% · 10110–20% down96.2% · 26

Why Acrisure Mortgage, Llc denied applications

Incomplete application57% of denialsDebt-to-income ratio24% of denialsOther11% of denialsCredit history8% of denialsUnverifiable information8% of denialsEmployment history5% of denials

Where Acrisure Mortgage, Llc lends in NJ

CountyDecisionsApproval
Monmouth County6180.3%
Ocean County5886.2%
Bergen County2584.0%

Fees & closing costs

Median total loan costs
$5,860
home purchase
As % of loan
2.09%
NJ median 1.93%
Priced originations
148
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Acrisure Mortgage, Llc’s home-purchase originations — 0.16 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $536. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Compare Acrisure Mortgage, Llc to other lenders for your profile

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Acrisure Mortgage, Llc (LEI 5493005JPZ3LXXMB0S24). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →