New Jersey · Home purchase

Best lenders for lower-income buyers in Camden County, NJ

On a household income under $75,000, approval odds and lender choice shift. These lenders approve lower-income buyers most often. Based on 19,132 lower-income home-purchase decisions in Camden County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Lenders for lower-income buyers approval
87.2%
16,685 of 19,132
Denial rate
12.8%
2,447 denied
Decisions
19,132
2018–2025

For lower-income buyers in Camden County, lenders approved 87.2% — 4 points below the 91% all-buyer average in the county.

Top lenders for lower-income buyers in Camden County

Lenders with 25+ lower-income buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
98.0%1,44429+0.86 pp
Trident Mortgage Company Lp
Devon, PA
97.2%54515+0.89 pp
Crosscountry Mortgage, Llc
Cleveland, OH
95.1%76037+0.91 pp
Nation One Mortgage Corporatio
Marlton, NJ
95.0%72236+1.39 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
94.4%78544+1.22 pp
Absolute Home Mortgage
Fairfield, NJ
94.7%49426+0.82 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
92.4%80661+1.03 pp
Nfm, Inc
Linthicum, MD
93.1%40428+0.70 pp
Guaranteed Rate, Inc.
Chicago, IL
92.1%40432+0.56 pp
Caliber Home Loans, Inc.
Fort Washington, PA
90.5%35834+0.89 pp
Republic First Bank
Philadelphia, PA
90.2%41841+0.76 pp
Weichert Financial Services
Morris Plains, NJ
90.0%44945+0.84 pp
Gateway First Bank
Jenks, OK
88.7%79690+0.91 pp
United Wholesale Mortgage
Pontiac, MI
88.4%43951+0.42 pp
Santander Bank N.a.
New York, NY
89.0%28331-0.70 pp

Why lower-income buyers were denied here

Debt-to-income ratio46% of denialsCredit history22% of denialsCollateral (value/type)15% of denialsOther13% of denialsInsufficient cash to close12% of denials

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Other buyer situations in Camden County

Best FHA lendersBest VA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest investment-property lendersBest manufactured-home lenders

Best lenders for lower-income buyers in other NJ counties

AtlanticBergenBurlingtonCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, lower-income buyers in Camden County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →